I have been talking about budgeting. I’m sad that although I’ve been a wife for five years now I am still no good at it. Maybe if we are earning gold bullion we won’t have this problem. LOL!
Anyway, I’m just glad we have managed to be debt free after all these years. This year we got our first ever credit card and although we managed to stay out of debt unlike the horror stories I hear I have told my husband we really should stop using it. Having a credit card made us careless in buying things and I understand now why people get huge debts just by paying with their plastic cards.
So this month we have started to say no to our plastic card. I’m glad that for the first time I would be seeing our paychecks in full. That’s one reason to celebrate, right? 
